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Scotia Momentum® Visa Infinite Credit Card

The Scotia Momentum® Visa Infinite Credit Card offers accelerated cashback rewards on everyday spending, comprehensive travel insurance, and exclusive perks, making it a top choice for savvy spenders.

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Accelerated Cashback Rewards;

Comprehensive Travel Insurance;

Additional Perks;

Fee Waivers and Discounts..

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Scotia Momentum® Visa Infinite Credit Card

The Scotia Momentum® Visa Infinite Credit Card is a premier cashback credit card offered by Scotiabank, catering to individuals seeking generous rewards and exclusive benefits.

With its focus on cashback rewards for everyday spending categories, this card appeals to consumers looking to maximize their savings.

In this article, we'll explore the key features, cashback rewards, additional perks, fees and rates, and why the Scotia Momentum® Visa Infinite Credit Card is a top choice for savvy spenders.

Key Features


The Scotia Momentum® Visa Infinite Credit Card offers a range of features designed to enhance the cardholder experience.

One of the standout features is its accelerated cashback rewards on everyday spending categories, including groceries, gas, recurring bills, and transit.

This allows cardholders to earn cash back quickly on essential expenses, providing tangible savings over time.

Moreover, the card includes comprehensive travel insurance coverage, such as emergency medical, trip interruption, and rental car collision insurance.

Interested in applying for your Scotia Momentum® Visa Infinite Credit Card? Tap the button below to discover the additional benefits and how to request your card!

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Cashback Rewards


The cashback rewards program of the Scotia Momentum® Visa Infinite Credit Card is designed to provide significant value to cardholders.

Cardholders earn cash back on all purchases, with higher earning rates on groceries, gas, recurring bills, and transit.

This tiered earning structure ensures that cardholders can maximize their rewards on everyday spending.

One of the advantages of the cashback program is its simplicity. Cash back earned is automatically credited to the cardholder's account monthly, with no need for complicated redemption processes.

Additional Perks


In addition to its cashback rewards, the Scotia Momentum® Visa Infinite Credit Card offers a range of additional perks that enhance the overall cardholder experience.

Cardholders benefit from complimentary concierge services, providing assistance with travel planning, dining reservations, and event tickets.

Furthermore, the card includes access to Visa Infinite Dining and Wine Country programs, offering exclusive dining experiences and discounts at participating restaurants and wineries.

Fees and Rates


While the Scotia Momentum® Visa Infinite Credit Card offers numerous benefits, it's essential to consider the associated fees and rates.

The card comes with an annual fee, which may be waived for the first year for new cardholders.

However, the benefits provided, including cashback rewards, travel insurance, and concierge services, often outweigh the annual fee for many cardholders.

Interest rates on purchases, cash advances, and balance transfers are competitive but can accumulate if balances are not paid in full each month.

Potential cardholders should review these rates and fees to ensure they align with their financial habits and goals.
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